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That Etsy sale didn't make you what you think it did.

Etsy takes three fees. Then Printify or Printful takes its cut. See the number you actually keep, and the price you should have charged.

Calculate my real profit

✓ 2026 fee rates✓ POD presets built in✓ Nothing uploaded

How much does Etsy take from a sale in 2026?

Etsy takes about 9.5% of the order total plus $0.45 in fixed fees, before any product costs. If the order came from an Offsite Ad, the cut rises to roughly 21.5% to 24.5% plus $0.45. Your print provider's base cost and shipping come on top of that, billed separately from your Etsy payout.

POD product preset (optional: fills your costs)

Listing price ($)

Shipping you charge the buyer ($)

POD base cost / materials ($)

Shipping your provider charges you ($)

Offsite Ads fee (stress-test ad orders)

Target margin for price solver (%)

You actually keep

$0.00

0% margin

Listing fee	$0.20
Transaction fee (6.5%)	$0.00
Payment processing (3% + $0.25)	$0.00
Offsite Ads (0%)	$0.00
POD base + shipping cost	$0.00
Total taken from the sale	$0.00

Price it right the first time

To hit your 40% target margin, charge:

$0.00

How much does Etsy actually take from my sale?

Three fees on every order, plus a fourth when an ad brings the buyer. On a $27 shirt with free shipping, the three standard fees take $3.02, about 11% of the sale, before your print provider charges a cent.

Fee	Rate (US, 2026)	Charged on
Listing fee	$0.20 flat	Each item sold or renewed
Transaction fee	6.5%	Item price + shipping charged to buyer
Payment processing	3% + $0.25	Total amount the buyer pays
Offsite Ads (conditional)	12% or 15%	Total order amount, ad-attributed orders only

Then Printify or Printful bills your card separately for the product base cost and their shipping charge. That money never passes through your Etsy payout at all, which is exactly why so many sellers misread their margin. The calculator above counts it all.

What margin keeps a POD shop alive?

30% to 50% after everything is the range that survives bad months. Below 20%, one refund, one Offsite Ads order, or one provider price hike puts you under water for that SKU.

If your margin is thin, the fix is almost never "sell more." Raise the price until the solver's number is covered. Etsy buyers comparison-shop far less than Amazon buyers, and a $3 increase on a $27 shirt usually costs you fewer sales than the margin it buys back.

What sellers ask before they price

How much does Etsy actually take from a sale in 2026?

About 9.5% of the order total plus $0.45 in fixed fees, before your product costs. That is the $0.20 listing fee, the 6.5% transaction fee on the item price plus shipping, and 3% + $0.25 payment processing. On a $27 shirt with free shipping, fees come to $3.02, roughly 11% of the sale. If the order came from an Offsite Ad, the cut rises to about 21.5% to 24.5%.

Why is my Etsy payout lower than my sale price?

Because Etsy deducts its fees silently, one line at a time, and your print provider bills you separately on top. The listing fee, transaction fee, and processing fee come out of the order before you see the money. Then Printify or Printful charges your card for the base cost and their shipping. Nothing is wrong with your payout; it is just four small cuts instead of one big one. The calculator above adds them back together so you can see the real number.

Does Etsy take a cut of the shipping I charge?

Yes. The 6.5% transaction fee applies to the total order amount, which includes whatever shipping or gift wrap you charge the buyer. Payment processing applies to the full amount the buyer pays as well. Charging $5 shipping does not move $5 to your pocket; Etsy takes its percentage of it first.

Is there a free Etsy profit calculator that includes Printify or Printful costs?

Yes, this one. Most Etsy calculators stop at Etsy's own fees and ignore the biggest cost a POD seller has: the provider's base cost and shipping, which never appears in the Etsy payout at all. Pick a product preset above (t-shirt, hoodie, mug, poster, and more) and those costs are included in your true profit automatically. It is free, needs no account, and runs entirely in your browser.

What makes one Etsy fee calculator more accurate than another?

Three things. First, whether it applies the 6.5% transaction fee to the shipping charge as well as the item price. Second, whether it includes the fixed $0.20 listing fee and $0.25 processing fee, not just percentages. Third, whether it can model the 12% or 15% Offsite Ads fee. A calculator missing any of those under-reports what Etsy takes. Ours includes all three, plus your product costs.

How do I price a print-on-demand shirt so I don't lose money?

Work backwards from your target margin instead of guessing. Add the base cost and the provider's shipping, then account for Etsy's 9.5% plus $0.45. Divide by one minus your target margin and the fee percentage, and you get the price you need to charge. The target-price solver in the calculator does this for you: set your margin and it returns the listing price. Aim for 30% to 50% so one refund or ad order cannot wipe you out.

Do Offsite Ads really take another 12% to 15%?

Yes, but only on orders the ads actually bring in. If a buyer clicks your listing in one of Etsy's ads on Google or a partner site and buys within 30 days, Etsy adds 12% of the total order (15% for shops under $10,000 a year that opted in voluntarily). Not every order pays it, but any order might. Flip the toggle above to 12% and check that your price still holds a margin; if it does not, the price is too low.

Is this Etsy profit calculator really free?

Yes. No account, no email, no usage limits. Everything runs in your browser, so none of your numbers are uploaded or stored anywhere.